The average FIAT 124 Spider car insurance costs are $1,728 per year.
Compared to the national average for automobiles of the same category, this figure exceeds it by$69. In our study we took a skilled driver who is about 40 years old, who buys full insurance and travels about 13,000 miles a year as the average user of insurance products. Also, the insurance products we analyze do not imply additional discounts for clients who have multiple vehicles.
Different car insurance products differ depending on many factors: the company that issues the insurance, age of the car, country, state and mileage. The level of the insurance premium may also be affected by recent accidents involving the driver, the buyer’s credit history, etc. For example, below you can see an illustration that shows how much the above factors affect the price of insurance of the automobile FIAT 124 Spider.
FIAT 124 Spider insurance rates can vary greatly from one insurance company to another. That is why, if you take out car insurance from the same insurance company from year to year, you should regularly check the new quotas to always choose the best option for you.
FIAT 124 Spider insurance rates different combinations of driver age
| Age | Safe Driver ($) | At-Fault Accident ($) | Bad Credit ($) |
|---|---|---|---|
| 17 | 5,829 | 8,544 | 9,985 |
| 18 | 5,422 | 7,973 | 9,315 |
| 19 | 4,804 | 7,037 | 8,242 |
| 20 | 4,189 | 6,135 | 7,188 |
| 21 | 3,505 | 5,145 | 6,030 |
| 22 | 3,423 | 5,021 | 5,873 |
| 23 | 2,987 | 4,385 | 5,130 |
| 24 | 2,847 | 4,165 | 4,884 |
| 25 | 2,449 | 3,595 | 4,216 |
| 30 | 1,917 | 2,811 | 3,277 |
| 35 | 1,797 | 2,622 | 3,069 |
| 40 | 1,729 | 2,522 | 2,962 |
| 45 | 1,672 | 2,465 | 2,882 |
| 55 | 1,534 | 2,262 | 2,634 |
| 65 | 1,598 | 2,349 | 2,768 |
| 75 | 2,029 | 2,974 | 3,468 |
FIAT 124 Spider car insurance can cost depending on where you live. For example, in Michigan, you’ll pay higher price for this service because state law requires more coverage. Even if you have very good credit, but live in Massachusetts, California or Hawaii, do not count on cheaper rates. It is forbidden there. It is worth noting that our data take into account only those insurance conditions for which no discount is provided if the customer buys insurance for more than one car. However, under such conditions, families can save a lot on car insurance. We suggest you check on the table below, which clearly shows how all these details can impact the price of FIAT 124 Spider insurance, depending on the state in which the insurance is issued.
FIAT 124 Spider insurance cost different combinations by state
| State | Safe Driver ($) | At-Fault Accident ($) | Bad Credit ($) |
|---|---|---|---|
| Alabama | 1,830 | 2,644 | 3,365 |
| Alaska | 1,506 | 2,088 | 2,029 |
| Arizona | 1,713 | 2,461 | 3,625 |
| Arkansas | 1,877 | 2,943 | 3,239 |
| California | 2,078 | 3,675 | 2,078 |
| Colorado | 1,950 | 2,723 | 3,443 |
| Connecticut | 2,478 | 3,852 | 4,887 |
| Delaware | 2,051 | 2,744 | 3,511 |
| Florida | 2,442 | 3,379 | 4,423 |
| Georgia | 1,981 | 2,987 | 3,003 |
| Hawaii | 807 | 1,080 | 807 |
| Idaho | 1,382 | 1,842 | 2,237 |
| Illinois | 1,447 | 2,196 | 2,493 |
| Indiana | 1,486 | 2,272 | 2,549 |
| Iowa | 1,188 | 1,614 | 1,909 |
| Kansas | 1,565 | 2,278 | 2,665 |
| Kentucky | 2,264 | 3,322 | 3,933 |
| Louisiana | 2,916 | 4,392 | 4,772 |
| Maine | 1,098 | 1,518 | 2,253 |
| Maryland | 1,789 | 2,588 | 2,884 |
| Massachusetts | 1,425 | 2,488 | 1,425 |
| Michigan | 3,440 | 5,253 | 8,269 |
| Minnesota | 1,427 | 1,898 | 2,660 |
| Mississippi | 1,719 | 2,439 | 2,465 |
| Missouri | 1,612 | 2,314 | 3,025 |
| Montana | 1,639 | 2,286 | 2,661 |
| Nebraska | 1,385 | 2,048 | 2,234 |
| Nevada | 2,284 | 3,388 | 3,578 |
| New Hampshire | 1,589 | 2,512 | 3,185 |
| New Jersey | 1,761 | 2,765 | 3,594 |
| New Mexico | 1,798 | 2,669 | 2,770 |
| New York | 1,665 | 2,085 | 3,480 |
| North Carolina | 1,027 | 1,774 | 1,268 |
| North Dakota | 1,425 | 2,135 | 2,524 |
| Ohio | 1,263 | 1,942 | 1,981 |
| Oklahoma | 1,989 | 2,874 | 3,233 |
| Oregon | 1,830 | 2,442 | 2,927 |
| Pennsylvania | 1,533 | 2,261 | 2,633 |
| Rhode Island | 2,560 | 3,764 | 4,237 |
| South Carolina | 1,749 | 2,429 | 3,324 |
| South Dakota | 1,560 | 2,257 | 2,593 |
| Tennessee | 1,844 | 2,698 | 3,595 |
| Texas | 1,857 | 2,668 | 3,318 |
| Utah | 1,572 | 2,213 | 3,029 |
| Vermont | 1,220 | 1,873 | 1,979 |
| Virginia | 1,140 | 1,760 | 1,724 |
| Washington | 1,509 | 2,047 | 2,444 |
| West Virginia | 1,517 | 2,183 | 2,733 |
| Wisconsin | 1,513 | 2,362 | 2,694 |
| Wyoming | 1,423 | 1,988 | 2,106 |